Stay Safe Online
I was doing some online banking last night and ended up browsing the site. I came across this stuff and I thought it would be good to share it. Now most of it is basic however that’s easy for me to say given that I’m an IT pro. So I hope some of you find this helpful. It may not be helpful to you but it could be for an older member of your family who is not as savvy online as your self.
You may ask what has this got to do with Celtic. The answer is nothing but there is nothing wrong with a bit of public information. 🙂
All content below is © Bank of Scotland
Phishing is a process used by fraudsters to acquire sensitive information such as usernames, passwords and credit card details by pretending to be an email or message from a trustworthy organisation. Communications claiming to be from banks, popular social websites and auction sites are commonly used to trick the unsuspecting public.
Phishing is usually carried out by email or instant messaging and often directs users to enter details at a fake website which looks almost identical to the real one, however some phishing scams are able to create pop-ups that appear whilst you are using a banking site.
Your bank may email you or send you a text message from time to time, but this communication will never ask you to enter your Internet Banking details either through an email, text message or a website
Banks do not ask you to enter any of your security details into a pop-up screen. If you see one of these screens then it is almost certainly a scam
If you have been presented with a pop-up screen asking you to enter your security details, do not enter any details and call your bank.
Please beware of unsolicited email messages or phone calls asking you to install software, to allow access to your computer or to reveal any personal or financial information.
Hackers and fraudsters may use known and trusted company names, such as TeamViewer, Microsoft, Malware Bytes or even the name of your own bank, to attempt to convince you to allow them access to your computer or your bank account.
Though some software, such as TeamViewer, may itself be perfectly legitimate, being used by many for technical support, it’s important to remember that this and other similar applications are designed to give another person control of your machine. You should only allow people you know and trust this sort of access to your computer.
It can seem like almost every activity online requires you to create passwords, usernames and give personal information about yourself. Sometimes this is because sites want to keep you secure and protect your identity or because they offer a social networking service.
Unfortunately there are criminals searching for people who give away too much information about themselves. They often use what is called ‘social engineering’ to trick people into giving away too much information.
If other people are giving personal information on social networking sites you could feel pressured to do the same.
Trust your instincts when people contact you online or over the phone, make sure you verify who it is you are speaking to and don’t be afraid to say ‘no’ or to simply hang up and end the conversation without giving a reason.
Sites like MySpace, Facebook and Friends Reunited are great for chatting with friends and creating social networks online. It can be tempting to use the same passwords for all these sites or create usernames that are obvious and easy to remember. Remember if you do this and a criminal breaks one of your passwords they then have access to everything.
Mobile phones have become so much more than a gadget for calling people on. Now we can take pictures, record video, check email and surf the web. These labour saving gadgets can store our music, films and even let us carry out financial transactions.
All this means keeping your phone safe from online attack is more important than ever.
Wireless networks use radio waves instead of wires to transmit data, which makes them more vulnerable to attack.
Protect your wireless
Sitting in coffee shops, in the park, even on the bus – now you can surf the internet wherever there is an accessible wireless network. With laptops and smart phones now having wireless capability built in the internet really is with us wherever we go.
Unfortunately that has opened the door to another type of online security hazard. Wireless networks use radio waves instead of wires to transmit data, which makes them more vulnerable to attack.
Stay safe on wireless
Speak to your internet provider about what security options are available to you
Protect your wireless access to stop criminals breaking into your computer
Make sure you have firewalls in place
Always choose strong passwords
Never use online banking services on an unsecured wireless network
Keeping your wireless router secure
If you connect your home computer, games consoles or any other devices to the internet using a wireless router, we recommend the following:
Read the security information contained in the manual for your wireless router as most routers come with security features switched off by default
Use a firewall on all computers or devices that use your wireless router
Change the default password required to access your router
If you are unsure of how to carry out these tasks then you should ask someone you trust with computer experience to help, or contact the manufacturer of your wireless router.
Malware is malicious software that is created by fraudsters and criminals to infiltrate computers. It can take many forms and is used for a large number of illegal purposes such as stealing personal information, deleting or corrupting data, creating botnets (networks of infected computers) and bypassing security software.
There are many forms of malware and this section will give you information on the most common types and what you can do to avoid them.
Learn more about Viruses, Trojans, Spyware and Scareware